Sample One-Page Financial Model

Transform your idea into numbers that investors understand
Startup Name: Date: Currency:
📊 SECTION 1: MONTHLY COSTS
Team Costs (salaries, stipends):
Operations (rent, utilities, internet):
Technical (servers, software, APIs):
Marketing & Sales:
African Context Buffer (10%):
TOTAL MONTHLY BURN:
💰 SECTION 2: REVENUE STREAMS
Select Your Primary Model:
B2C Projections
# of Customers (Month 1):
Price per Customer:
Monthly Growth Rate (%):
Collection Rate (%):
B2B Projections
# of Business Clients (Month 1):
Contract Value per Client:
Monthly Growth Rate (%):
Collection Rate (%):
Payment Delay (days):
B2G Projections
# of Contracts (Month 1):
Contract Value:
Monthly Growth Rate (%):
Collection Rate (%):
Payment Delay (days):
💡 African Context: Add 2-5% for mobile money fees, expect 85-95% collection rates, and consider seasonal variations (farming cycles, school terms, etc.)
Monthly Revenue (Month 1):
📈 SECTION 3: 6-MONTH CASH FLOW PROJECTION
Starting Cash Available:
Month Starting Cash Revenue Collected Total Costs Net Cash Flow Ending Cash Status
🎯 SECTION 4: KEY METRICS
Days of Runway
0
Break-even Month
N/A
Cash Buffer Needed
$0
Funding Required
$0
⚠️ SECTION 5: REALITY CHECK SCENARIOS
Scenario 1: Main Customer Delays Payment by 3 Months
Impact on Runway:
Emergency Funding Needed:
Scenario 2: Costs Increase by 20%
New Monthly Burn:
Runway Reduction:
Scenario 3: Revenue is 50% of Projection
Time to Pivot Decision:
Additional Funding Needed:
📝 KEY ASSUMPTIONS & NOTES
🌍 Remember - African Context Adjustments: